Hometown Hero Checking Account | Arrowhead Credit Union

Features

Our exclusive Hometown Hero program honors those who work hard to protect our communities. Now including healthcare workers!

Hometown Hero Checking - No monthly service fee with eStatements
Free exclusively designed Hometown Hero Checks
Apple Pay, Samsung Pay, or Google Pay for a convenient way to pay
Send and receive money with Zelle^®
Visa debit card issued instantly in a branch
Free access to 30,000 ATMs
24/7 account access with online and mobile banking
Bill Pay
Direct Deposit

Plus, get up to a $3,000 exclusive Hometown Hero Loan, perfect for equipment and education expenses!¹
Non-Credit Qualifying • Low Rate • 36 Month Term

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Eligibility

The following are eligible²:

All sworn, active duty and retired:

Police
Firefighters
Military
Department of Corrections

Active healthcare workers:

Paramedics
Doctors
Nurses
Technicians
Others may be eligible, contact us

All sworn, active duty and retired:

Police
Firefighters
Military
Department of Corrections

Active healthcare Workers:

Paramedics
Doctors
Nurses
Technicians
Others may be eligible, contact us

Rates & Fees

Loan Rates

Hometown Hero Loan⁵
Effective Date: December 30, 2024
Name	APR Range*	Est. Payment/$1,000 borrowed*
Hometown Hero Loan	5.00%	$30.04

Checking Fees

Arrowhead Checking Fees
Effective Date: Monday, December 30, 2024
	Fee
Monthly Service Fee	No fee with eStatements or average daily balance of $50,000, otherwise $5
Courtesy Pay and Uncollected Funds (UCF) Items	$31
Returned Deposit Item	Free
Stop Payment
Bill Pay Checks	$26
CU Hear/ Digital Banking	$20
In Person, Mail, Phone	$26
Wire Transfers
Incoming Wires	Free
Domestic Outgoing	$30
Levies	$30 each
Money Order	$3
Cashier's Check (payable to third party)	$5

FAQ & Links

How do I open a Hometown Hero checking account?

If you’re new here, make sure you’re eligible for membership, then make an appointment at your nearest branch. Don't forget to bring your badge or identification card.

Current Arrowhead members, make an appointment with your favorite branch and bring your badge or identification card to get started.

How do I open a Hometown Hero Loan?

If you are a current member who has been in good standing for at least 6 months, make an appointment at your favorite branch to open your Hometown Hero Loan. Remember to bring your badge, ID, or other documentation to show your occupation.

¹ Must be a Hometown Hero and a current member who has been in good standing for at least 6 months. A monthly deposit or payroll deduction into an Arrowhead Credit Union share of $100 or more from a qualifying Hero employer or pension plan is required. This non-credit-qualifying loan of $500 to $3,000 requires minimum $35 automatic payment from an Arrowhead account. Maximum term is 36 months at 5% APR. Estimated monthly payment is $30.04 per $1,000 borrowed. Current Hometown Heroes loans may not be refinanced. Rates and terms are subject to change without notice.

² Available to current members and individuals who become members who are active or retired military, law enforcement, public safety, or fire personnel with a badge or military ID or actively employed healthcare personnel. Proof of eligibility for either program is required which may be made by direct deposit on current accounts, pay stub, ID/name badge, board certification/ license, medical, benefits, or union card.

*APR=Annual Percentage Rate. Minimum $35 per month automatic payment from an Arrowhead account required.

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Hometown Hero Checking

An account honoring our local healthcare workers and first responders.