Protection from fraudulent transactions through Visa’s Zero Liability Policy4
Add Debt Protection
Protect your credit card by adding debt protection so you are covered for unexpected events like disability, involuntary unemployment, and death.5
There are no monthly or annual fees on your Arrowhead Visa*. However, if your payments are not made on time, you may be subject to a late fee. Visa International Service Assessment fees may apply to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States. See fees above. Please refer to the Visa Agreement and Disclosure and Rate Schedule for additional details.
+-
How do I avoid paying interest?
Interest will not be charged on purchases, balance transfers, and cash advances if you pay your entire balance by the due date each month. Refer to the Visa Agreement and Disclosure for additional details.
+-
Is there a grace period from my due date?
You have 15 days after your due date to make your payment before a late fee is applied.
+-
Why is my monthly payment not displaying online?
Your payment will display in the "payment" field on your balance page once your statement has been generated and your payment calculated.
Once your payment has been made, the payment will be removed until your next statement date. You will still be able to make additional payments and transfers using the transfer feature.
+-
When will I start to see my FICO Score on my statement?
Your FICO Score may take up to two billing cycles to show up on your statement. From then on, you should see it on every statement.
+-
Can I do a cash advance to my checking?
Yes, just transfer 'From' your credit card 'To' your desired share in online banking.
+-
Can I conduct balance transfers?
Yes, to conduct a Balance Transfer you can either select the gear icon next to your Credit Card share in Online Banking, or by visiting your local branch.
+-
How do I order convenience checks for my Credit Card?
You can request convenience checks by contacting us at (800) 743-7228.
+-
Can I use my Arrowhead Visa as overdraft protection for my checking?
Yes, to set up overdraft protection, use the gear icon next to your checking share. You may also contact us at (800) 743-7228.
*APR=Annual Percentage Rate. The rate you qualify for is determined by your creditworthiness. Not all borrowers will qualify. Interest rate is variable and will vary with the market based on the Prime Index. Rates, fees and terms are subject to change without notice. Credit limits and restrictions apply. Rates are valid as of .
**This fee applies to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States
1 Fees and other terms and restrictions may apply. Refer to the Schedule of Fees.
2 NortonLifeLock is the benefits provider and is solely responsible for the program and all its associated services. Neither Arrowhead Credit Union, Visa, its issuers nor Asurion, LLC shall have any responsibility or liability in connection with NortonLifeLock rendering of the service.
3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. The monthly FICO score is provided solely for your own non-commercial personal educational review, use, and benefit.
