Schedule of Fees
Fee Schedule Effective:
| Membership Fee | |
| Membership Fee (Non-refundable) | $5 each |
| Membership Re-Open Fee (Within 30 days) | $10 each |
| Locator Fee (Address Correction) | $1/year |
| Inactivity Fee (after 12 months inactive) *Not applicable to Arrowhead Spending Account |
$2/month |
| Savings Accounts | |
| Maintenance Fee (Fee will not be charged if average daily balance is $300 or more, or at least one monthly electronic deposit of $25 or more, or if member is age 17 and under or age 60 and over) $3/month |
|
| Holiday Club Account | |
| Withdrawals | Free |
| Special Occasion Savings Account | |
| Withdrawals | Free |
| Money Market Account | |
| Maintenance Fee (Waived if average daily balance is $2,500 or more) |
$10/month |
| Checking Accounts | |
| Arrowhead Checking (Waived with eStatements or average daily balance of $50,000 or more) |
$5/month |
| Dividend Checking (Waived if average daily balance is $2,500 or more) |
$10/month |
| Arrowhead Spending | $0/month |
| Photocopy of Check (2 free per statement period) | $2 each |
| Online Check Images* | Free |
| Counter Checks* | $2/set or $0.50 each |
| Non-Machine Readable Checks* | $3 each |
| *Not applicable to Arrowhead Spending Account | |
| Stop Payment | |
| CU-Hear, Digital Banking | $20 each |
| In Person, Mail, Call Center | $26 each |
| Courtesy Pay and Uncollected Funds (UCF) Items | |
| Courtesy Pay and Uncollected Funds (UCF) Items | $31 each |
| When the available balance in your account is not enough to pay an item, we may return or courtesy pay the item and charge the $31 fee each time the item is presented. Items may include but are not limited to: Checks, Automated Clearing House (ACH), Priority Payments, Electronic Funds Transfer (EFT), Bill Payments, Automated Teller Machine (ATM),* Point of Sale (POS),* Visa Debit Card Transactions* and/or other preauthorized transactions. (Not applicabale on Arrowhead Spending account.) | |
| *Courtesy Pay Fees for ATM, POS and VISA Debit Card items only apply for members who have opted-in for Courtesy Pay. | |
| Courtesy Pay Fee Limit – A maximum of 5 Courtesy Pay fees can be charged in a day per share account. Items that exceed the limit of 5 may still be paid and no fee will be assessed. | |
| Overdrawn Account - No Courtesy Pay Fee is charged if your ending account available balance is overdrawn less than $5.00. | |
| Returned Items | |
| Deposit Item Returned (Branch, Mobile, Mail or Arrowhead ATM) |
Free |
| Items include Checks, Automated Clearing House (ACH), Priority Payment, Electronic Funds Transfers(EFT), Bill Payments and/or other electronic means. Fee applies to any item returned as not payable regardless of the reason, maker, location or how the item was processed. | |
| Electronic Access Card | |
| Replacement of ATM Card | $5 each |
| Replacement of VISA Debit Card | $5 each |
| Card Replacement Rush | $35 each |
| ATM Transactions at Arrowhead/CO-OP Locations* | |
| Withdrawals (Courtesy Pay Fee may apply) | Free |
| Deposits, Transfers, Balance Inquiries | Free |
| ATM Transactions at Non Arrowhead/Non CO-OP ATMs* | |
| Withdrawals (Courtesy Pay Fee may apply) | $3 each |
| Transfers, Balance Inquiries | Free |
| Debit Card Signature Transactions (Courtesy Pay Fee may apply) | Free |
| Point of Sale (POS) Transactions* (Courtesy Pay Fee may apply) | Free |
| Empty Envelope Deposit | $26 each |
| Deposit Item Returned – Non Arrowhead ATMs | Free |
| Deposit Correction – Non Arrowhead ATMs | Free |
| Verification of ATM Transaction (Plus fee charged by ATM owner/operator) |
$3 each |
| VISA International Service Assessment (ISA) Fee** | 1% of amount |
| *Additional fees may be charged by the owner/operator of the ATM or POS and will be disclosed at the time of transaction. **This fee applies to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States. | |
| Online Bill Payment | |
| Maintenance Fee (Unlimited Payments) | Free |
| Stop Payment Fee | $26 each |
| Photocopy of Bill Payment Checks | $2 each |
| Wire Transfers | |
| All Incoming Wires | Free |
| Domestic Outgoing | $30 each |
| Miscellaneous | |
| Cashier’s Check (Payable to third party) | $5 each |
| Photocopy of Cashier’s Check | $2 each |
| Lost, Stolen or Destroyed Credit Union Check | $26 each |
| Money Order (waived for Arrowhead Spending account) | $3 each |
| Loan Payments by Phone (Credit/Debit Card, ACH) | $5 each |
| Loan Payments Online (Credit/Debit Card, ACH) | $3 each |
| Deposits by Phone (ACH) | $10 each |
| Deposit of Coin | Free |
| Non-member Cashing Checks Drawn on Arrowhead Account | $5/check |
| Collection Items (Incoming or Outgoing) (Plus any fees charged by third party) |
$15 each |
| Account History Print Out | $3/month |
| Photocopy of Statement | $5 each |
| Verification of Deposit | $5 each |
| Account Information Letter | $5 each |
| Immigration Letter | $25 each |
| Unclaimed Property Notification | $2 each |
| Response to Subpoenas (Additional 0.10 per copy, plus fees charged by third party) |
$20/Hr. ($20 min.) |
| Levies: IRS, State, Marshal, etc. | $30 each |
| Research/Account Reconciliation (Plus any fees charged by third party) |
$25/Hr. ($25 min) |
| Fax Services | $3 first page / $1 each additional |
| Photocopy Services | $0.50/page |
| Notary Fee | $10/signature |
Accounts are subject to charge off when account balance is negative for 30 days.
Fees are subject to change, at any time, without notice unless required by regulation.
For current fees call (800) 743-7228.