Smart Start Loans

We're always looking for new ways to help our members. Our new Smart Start loan is designed to help you either establish credit or repair past credit history over the course of 12 months.

How it Works

• We'll open a no credit-qualifying loan for you of up to $1,000
  • Maximum term of 12 months
  • Interest rate of 15.00% APR ^*
• Each month, as you make your payments, a portion of the funds becomes available
• We report your payments each month to the credit bureaus, gradually helping you establish good credit (or helping to improve your credit score.)
• After 12 on-time payments, you'll qualify for a $500 Arrowhead Visa

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*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Maximum loan of $1,000. Payment example: a 12 month loan at 15% APR would have monthly payments of $90 per $1,000 borrowed. Funds will be held until payments are made and pledge balance decreases.

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

• Interest rate is 15%^APR*
• Loan payment is approximately $90

*APR=Annual Percentage Rate. Subject to change without notice. Maximum loan of $1,000. Payment example: a 12 month loan at 15% APR would have monthly payments of $90 per $1,000 borrowed. Funds will be held until payments are made and pledge balance decreases.

*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Maximum loan of $1,000. Payment example: a 12 month loan at 15% APR would have monthly payments of $90 per $1,000 borrowed. Funds will be held until payments are made and pledge balance decreases.