Share-Secured Loan

Building credit in today’s economy can be a challenge. If you’re looking to build your credit , our share-secured loan may be just the solution. Plus, you may be able to earn yourself a $500 Line of Credit.

• Any adult member in good standing with Arrowhead will be approved
• Gradually assists in improving your credit score
• You determine your limit
• Just deposit 100% of the credit line you want to establish into a special savings account
• Arrowhead will report your regular on-time payments to the credit bureaus
• After 12 on-time payments, you can turn your loan into a $500 Visa
• Minimum loan amount $500
• Minimum loan payment $35
• Maximum term 120 months
• Interest rate is 5%^APR or dividend rate + 3%, whichever is greater

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*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Payment example: a 60 month loan at 5% APR would have monthly payments of $18.87 per $1000 pledged. Funds will be held until payments are made and pledge balance decreases.

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

• Interest rate is 5% or dividend rate + 3%, whichever is greater
• Minimum loan payment $25 based on a balance of $500.

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*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Payment example: a 60 month loan at 5% APR would have monthly payments of $18.87 per $1000 pledged. Funds will be held until payments are made and pledge balance decreases.