Yes, the minimum deposit amount to open a Share-Secured Visa is $300.
You are able to use up to your entire deposited limit, as you need it.
The Share-Secured Visa is reported to credit bureaus. With regular, on-time payments, your credit could improve.
There are no monthly or annual fees on your Share-Secured Visa. However, if your payments are not made on time, you may be subject to a late fee. Please refer to the Visa Rate Schedule, Agreement and Disclosure, and Share Pledge Agreement for additional details.
Interest will not be charged on purchases, balance transfers, and cash advances if you pay your entire balance by the due date each month. Please refer to the Visa Rate Schedule, Agreement and Disclosure, and Share Pledge Agreement for additional details.
You have 15 days after your due date to make your payment before a late fee is applied.
Your payment will display in the "payment" field on your balance page once your statement has been generated and your payment calculated.
Once your payment has been made, the payment will be removed until your next statement date. You will still be able to make additional payments and transfers using the transfer feature.
Your FICO Score may take up to two billing cycles to show up on your statement.
Yes, just transfer 'From' your credit card 'To' your desired share in online banking.
Yes, to conduct a Balance Transfer you can either select the gear icon next to your Credit Card share in Online Banking, or by visiting your local branch.
Yes, to set up overdraft protection, use the gear wheel icon next to your checking share. You may also contact us at (800) 743-7228, or visit your local branch during normal business hours.
You can contact us at (800) 743-7228, or visit your local branch during normal business hours.
